Learner Driver Car Insurance
Learning to drive is exciting, but in order to gain experience behind the wheel you will need car insurance in place. It’s the law.
Learner driver insurance from Go Girl brings you peace of mind that you’re fully covered at a price you can afford.
Even if you’re learning to drive with a qualified instructor, you may want time outside of your lessons to practice with a friend or relative.
Not only is learning to drive your own car under the supervision of a friend or family member a cheaper alternative to additional driving lessons, it will help you get used to the car you will be driving once you pass your test. This will help boost your confidence on your first trip out on your own.
Taking out your own car insurance as a learner driver will also mean you can begin to build up your No Claims Discount as soon as you start to drive.
If you don’t have your own car insurance policy and are just a named driver on another policy you wouldn’t be able to earn a No Claims Discount.
Flexible provisional insurance
Learner driver insurance can be expensive, because young and inexperienced drivers are considered to be a higher risk by some insurance companies. Not only do we aim to offer cheap provisional insurance, we fully understand the needs of learner drivers too.
We offer insurance cover for drivers as young as 17 and we make it easy for you to get the cover you need. Simply get a quote and instant cover online in minutes.
Find out more about how you can reduce the cost of your car insurance.
Adding a driver to your policy
You need to have your own appropriate insurance in place when you practice driving in your own car. You can add a more experienced, older driver onto the policy as a ‘named driver’. This could be a parent or other relative or older friend who will sit with you in the car as you learn to drive. This is especially important if they do not have their own insurance, as without it, they will be unable to drive your car if you were to get into difficulty while out learning with them.
The person who accompanies you in the car when you are driving on a provisional licence must be over the age of 21 and be qualified to drive the type of vehicle you want to learn in. For example, if you are learning in a manual car they must have a manual car licence. They must also have held a full driving licence for at least three years.
Learning to drive without insurance
It’s against the law to drive without insurance even on a provisional licence. You can get an unlimited fine and even be banned from driving if you’re caught driving without insurance. You can also get up to 8 penalty points on your licence and this will make it very hard, if not impossible, for you to get insurance.
Go Girl will be with you all the way as you start the exciting journey towards passing your driving test. And you’ll be able to update your policy as a new qualified driver as soon as you’ve passed your test.