Student Car Insurance
Student Car Insurance
If you’re leaving home to go to university and taking your car with you, you’ll need car insurance for students.
It can be hard to find cheap car insurance when you’re a student, but at Go Girl, we understand how important it is to find the right cover at the right price.
Because it can be hard to manage without a car, we’ll give you a courtesy car if yours has to be repaired following an accident, if you’re covered by our comprehensive policy. Your personal belongings are covered up to £100 and your bag will be covered, too, if it’s stolen while in the car. But you must lock your car and keep bags and belongings out of sight.
You can get a quote and buy online in minutes. And our UK-based claims team are on call 24/7 if you ever need to make a claim.
Our comprehensive car insurance for student drivers also comes with optional RAC breakdown cover. This means you won’t be left stranded if you break down, even in the middle of the night.
Cutting the cost of student car insurance
Car insurance for students is sometimes expensive. This is because students are probably young drivers, between 17 and 25. And young drivers are more likely to have an accident than older, more experienced drivers.
It’s important to have your own student car insurance that you take out at your new address if you are no longer living at home. You can’t use your parents’ address even if it means your premiums will be cheaper.
Once you have your own policy you can start building up a No Claims Discount. Driving sensibly, sticking to the Highway Code and avoiding accidents will all help towards your goal of more affordable premiums in the future.
Make of car, model and engine size all contribute to the cost of your car insurance. As a rule of thumb, the bigger the engine size the more expensive a car will be to insure. Find out more about insurance groups.
Also, avoid making any modifications to your car, as your standard policy won’t cover you for this. You’ll have to pay more.
Think about security. If you have to park on the street, try to park it in a well-lit area, particularly if you’re living in a theft hot-spot.
Make your car harder to steal by taking security measures such as fitting immobilisers and tracking devices. And don’t leave any valuables in the car that are likely to attract thieves.
It’s important that, while looking for savings, you still know what is covered. Make sure you know the difference between comprehensive and third party insurance and how insurance excess could affect you. Unlike us, some insurers will even ask you to fit a black box in your car. Make sure you know whether a black box is for you or if it’s something you’d rather avoid.
If you are a student and want to find great value car insurance, Go Girl could save you money and help your student loan to go that bit further.