You need to tell your insurers if you or your named driver’s circumstances change, but insurers will differ in how much information they request of you.
What Change of Circumstances Do I Need to Tell Insurance Company?
This might include if you or your named driver’s:
- change of name, occupation, or address
- contract certain medical conditions
- are involved in a car accident, whether or not it was your fault
- change to the owner or registered keeper
- make any modifications to your car
- change your annual mileage
- sell your car
- change where you park your car at night
- change the use of the car i.e. for business purposes
But do you need to tell your car insurance company if you have a baby?
Do I Need To Tell My Car Insurance Company About a Baby
A new baby certainly counts as a change in your personal circumstances. If any of your circumstances change it’s always best to contact your car insurance company. However, it is unlikely that your insurance company will need to know about a new baby. The rest of this blog will look at things you should do when driving with your baby.
Driving With a Baby – Important Things to Remember
The most important thing to remember is that you’ll need a car seat for your baby, even when you’re driving home from the hospital.
Read our full guide to choosing the right car seat, and essential car seat safety law.
We have some additional guides to help you stay safe and focused while driving with babies and children:
- What to do if your baby hates and cries in their car seat.
- How to prevent chatty children and babbling babies from distracting you.
- Looking after children and babies when paying for petrol.
- Child lock – what is it and how does it work?
- A guide to parents and child parking – when can you use them?
Car Insurance For New Parents
If you have a child’s car seat fitted in your vehicle and you are involved in an accident, or if it is damaged following a fire or theft, we will pay towards the cost of a replacement seat even if it doesn’t appear to be damaged.
